TERMS & CONDITIONS
Good Life Financial Services NI
Last updated: 12 October 2026
1. Introduction
Welcome to Good Life Financial Services NI.
These Terms & Conditions govern your use of our website and our mortgage and protection introduction services.
By using our website or requesting an introduction, you agree to comply with these Terms & Conditions.
Please read them carefully before using our services.
Nothing in these Terms & Conditions affects your statutory rights.
2. About Us
Good Life Financial Services NI is the trading name of Connor McAreavey, a sole trader based in Belfast, Northern Ireland.
Business details:
Trading name: Good Life Financial Services NI
Business owner: Connor McAreavey
Business address: 29 Leeson Street, Belfast, BT12 4LF
Email: info@goodlifefinancial.co.uk
Website: https://www.goodlifefinancial.co.uk
Good Life Financial Services NI operates as a mortgage and protection introducer service.
We help individuals and families connect with appropriately authorised professionals who provide mortgage and protection services.
3. Nature of Our Services
Good Life Financial Services NI provides an introduction service relating to:
Residential mortgages
First-time buyer mortgages
Remortgages
Home mover mortgages
Buy-to-let mortgages
Life insurance
Income protection
Other related mortgage and protection enquiries
Good Life Financial Services NI does not provide regulated financial advice, arrange regulated financial products or make personal financial recommendations.
Our role is limited to helping customers connect with appropriately authorised professionals.
Any regulated advice, product recommendations, mortgage applications or insurance arrangements are handled directly by the authorised firm or adviser.
We do not act as a lender, insurer or regulated financial adviser.
4. How Our Introduction Service Works
When you contact Good Life Financial Services NI:
We receive your enquiry and basic contact information.
We may contact you to clarify the type of service you are interested in.
Where appropriate, we identify an authorised firm or professional to whom your enquiry may be referred.
We explain which firm will receive your details and obtain your agreement before sharing them.
The authorised firm or adviser contacts you directly to discuss your requirements.
An introduction does not guarantee that an adviser will accept your enquiry, that you will qualify for a mortgage or insurance policy, or that any particular product will be available.
You are under no obligation to proceed with an adviser following an introduction.
5. Independent Financial Advice
Good Life Financial Services NI is not authorised by the Financial Conduct Authority (FCA) to provide regulated mortgage or insurance advice.
We do not:
Recommend specific mortgages or insurance policies.
Assess whether a particular financial product is suitable for you.
Provide personalised financial recommendations.
Submit mortgage or insurance applications on your behalf.
Make lending or insurance underwriting decisions.
Any information published on our website or social media channels is provided for general information purposes only.
It should not be interpreted as personalised financial advice.
Customers should discuss their individual circumstances with an appropriately authorised professional before making financial decisions.
6. Authorised Third-Party Providers
We may introduce customers to third-party firms or professionals authorised to provide relevant mortgage and protection services.
These firms operate independently of Good Life Financial Services NI.
The receiving firm is responsible for:
Explaining its services.
Confirming its regulatory status.
Providing any required regulatory disclosures.
Assessing your individual circumstances.
Making suitable recommendations where appropriate.
Explaining relevant fees and charges.
Managing applications and associated documentation.
Providing its own terms of business and privacy information.
You should review the receiving firm's terms and regulatory information before proceeding.
An introduction does not constitute an endorsement or guarantee of any particular product or outcome.
7. Fees and Referral Payments
Good Life Financial Services NI does not currently charge customers a fee for submitting an enquiry or receiving an introduction.
We may receive a referral fee or other payment from an authorised firm or business partner following a successful introduction, subject to the relevant commercial arrangements.
Such payments do not guarantee that a customer will qualify for or receive a financial product.
Any fees charged by an authorised adviser, lender or insurer are separate from our introduction service and should be explained by the relevant provider.
Where applicable, we will disclose referral arrangements or payments as required by law or regulation.
We reserve the right to change our customer fee arrangements in the future, provided any applicable charges are clearly disclosed and agreed before they apply.
8. Customer Responsibilities
When using our services, you agree to:
Provide accurate contact information.
Provide truthful information about the nature of your enquiry.
Inform us if relevant contact details change.
Avoid submitting false, misleading or fraudulent enquiries.
Use our website and communication channels lawfully.
You remain responsible for reviewing information and documentation supplied by any authorised adviser or financial services provider.
You should ensure that you understand the terms, costs, risks and obligations associated with any mortgage or insurance product before proceeding.
9. Mortgage and Protection Information
Information provided through our website, social media channels or general communications is intended for educational and informational purposes.
Mortgage and insurance products are subject to individual eligibility, affordability assessments, underwriting requirements and provider criteria.
Interest rates, premiums, product availability and lending criteria may change without notice.
Examples, illustrations and general explanations should not be treated as guaranteed quotations or personalised recommendations.
For mortgages, your property may be repossessed if you do not keep up repayments on a mortgage or other loan secured against it.
For insurance products, cover is subject to the relevant policy terms, conditions, exclusions and eligibility requirements.
10. No Guarantee of Acceptance
Good Life Financial Services NI cannot guarantee:
Mortgage approval.
Insurance acceptance.
Particular interest rates or premiums.
Availability of specific financial products.
The outcome of an application.
The speed at which an authorised firm will respond.
That a particular adviser or provider will accept an enquiry.
Decisions relating to mortgage lending and insurance underwriting are made by the relevant lenders, insurers and authorised professionals.
11. Website Availability
We aim to keep our website accurate, accessible and operational.
However, we cannot guarantee that the website will always be available, uninterrupted or free from technical errors.
We may update, modify, suspend or remove website content where reasonably necessary.
We are not responsible for temporary interruptions caused by maintenance, technical issues or circumstances outside our reasonable control.
12. Intellectual Property
Unless otherwise stated, the content, branding, text, graphics and other materials published on this website belong to Good Life Financial Services NI or are used with appropriate permission.
You may view and use website content for personal, non-commercial purposes.
You must not reproduce, distribute, modify or commercially exploit our website content without prior written permission, except where permitted by law.
Third-party trademarks and intellectual property remain the property of their respective owners.
13. Third-Party Websites and Services
Our website may contain links to third-party websites, including:
Authorised mortgage and protection providers
WhatsApp
Facebook
Instagram
Other relevant external services
These websites are operated independently and may have their own terms, privacy policies and security practices.
We are not responsible for the content, availability or practices of independent third-party websites.
The inclusion of a link does not necessarily imply endorsement.
14. Privacy and Personal Information
We collect and process personal information in accordance with our Privacy Policy and applicable UK data protection legislation.
Before sharing your enquiry information with an authorised firm, we will identify the receiving firm and obtain your agreement to the introduction.
We normally collect only basic contact details and general enquiry information.
For further details about how we handle personal information, please read our Privacy Policy.
15. Limitation of Liability
Good Life Financial Services NI will exercise reasonable care and skill when providing its introduction service.
We are responsible for our own acts and omissions in accordance with applicable law.
However, we are not responsible for decisions made independently by third-party lenders, insurers or authorised financial advisers.
We do not guarantee the accuracy or suitability of advice provided independently by third-party firms.
Nothing in these Terms & Conditions excludes or limits liability where doing so would be unlawful, including liability for fraud, fraudulent misrepresentation or death or personal injury caused by negligence.
Nothing in these Terms & Conditions affects your statutory consumer rights.
16. Complaints
We aim to provide a professional and responsive introduction service.
If you are dissatisfied with any aspect of our service, please contact us.
Good Life Financial Services NI
Email: info@goodlifefinancial.co.uk
Address: 29 Leeson Street, Belfast, BT12 4LF
We will review your complaint and aim to respond fairly and promptly.
Where a complaint relates to regulated advice, mortgage applications, insurance recommendations or services provided by an authorised third-party firm, you should contact that firm directly.
The authorised firm will be responsible for handling complaints relating to its regulated activities.
Depending on the circumstances, you may also have rights to refer an eligible complaint concerning a regulated firm to the Financial Ombudsman Service.
17. Changes to These Terms & Conditions
We may update these Terms & Conditions periodically to reflect changes to our business, website, services or applicable legal requirements.
Updated terms will be published on this page with a revised date.
Changes will not retrospectively remove rights or obligations that have already arisen.
18. Governing Law and Jurisdiction
These Terms & Conditions are governed by the laws applicable in Northern Ireland.
Any disputes arising from these Terms & Conditions will be subject to the jurisdiction of the courts of Northern Ireland, except where applicable consumer protection law provides otherwise.
19. Contact Information
If you have any questions about these Terms & Conditions or our services, please contact:
Good Life Financial Services NI
Trading name of: Connor McAreavey
Business address:
29 Leeson Street
Belfast
BT12 4LF
Northern Ireland
Email: info@goodlifefinancial.co.uk
Website: https://www.goodlifefinancial.co.uk